Protect What You Have Worked So Hard to Build
At Summerlin Benefits Consulting, our mission is to help pre-retirees and retirees create greater confidence through retirement income strategies, annuities, and life insurance solutions designed to provide stability and peace of mind.
Serving individuals and families throughout Northeast Florida and Coastal Georgia.
Helping You Navigate Retirement with Confidence
Retirement comes with important decisions that can affect your income, lifestyle, and long-term security.
At Summerlin Benefits Consulting, we help pre-retirees and retirees understand their options and explore strategies designed to create dependable income, protect a portion of their savings, and provide greater confidence about the future.
Through education, personalized guidance, and a safety-first approach, we're committed to helping you make informed decisions and enjoy retirement with greater peace of mind.
Retirement Comes with Important Questions
- Am I ready to retire with confidence?
- Will my retirement savings last as long as I do?
- How can I protect my money from market downturns?
- When should I start taking Social Security?
- How should I prepare for healthcare costs in retirement?
- How can I create dependable retirement income?
- What mistakes should I avoid before retiring?
- How can I help protect what I have already worked so hard to build?
If these questions sound familiar, you're not alone. At Summerlin Benefits Consulting, we're here to help you understand your options and move forward with greater confidence and peace of mind.
A Safety-First Approach to Retirement
Reliable Retirement Income
Explore strategies designed to help create dependable retirement income and support the lifestyle you've worked hard to achieve.
Understand your options and move forward with greater confidence about the future.
Protect What You Have Built
As retirement approaches, protecting your savings becomes increasingly important.
Explore strategies designed to provide greater stability and help protect a portion of your retirement savings from market ups and downs.
Make Informed Decisions
Retirement comes with important decisions about Social Security, Medicare, and income needs.
We provide education and guidance so you can better understand your options and make decisions with confidence.
Retire With Confidence
Retirement should feel exciting, not overwhelming.
By understanding your options and having a strategy in place, you can move forward with greater clarity, confidence, and peace of mind throughout your retirement journey.
Meet the Leadership Team
As co-owners of Summerlin Benefits Consulting, Stacy and Keith Summerlin share a commitment to helping families protect what they've worked hard to build. Their approach is simple: educate first, listen carefully, and provide guidance designed around each client's unique goals and concerns.
Meet Stacy Summerlin
29+ Years of Experience | Licensed in Florida & Georgia | Founder & President
For more than 29 years, Stacy Summerlin has helped individuals and families navigate retirement with greater clarity, confidence, and peace of mind. As Founder and President of Summerlin Benefits Consulting, she specializes in helping pre-retirees and retirees protect what they've worked hard to build through education, personalized, safety-first approach to retirement.
Licensed in both Florida and Georgia, Stacy has been recognized for her leadership in the industry and serves as a mentor to advisors nationwide.
Her approach is simple:
- Educate first
- Listen carefully
- Help clients make informed decisions that support their long-term goals
Whether you're preparing to retire or already enjoying retirement, Stacy is committed to helping you understand your options and move forward with confidence.
Meet Keith Summerlin
Co-Owner | Licensed Insurance Agent in Florida & Georgia | U.S. Air Force Veteran
Keith Summerlin helps individuals and families protect what matters most through life insurance strategies, tax-aware retirement strategies, and legacy-focused education. As Co-Owner of Summerlin Benefits Consulting, he is committed to helping clients make informed decisions that support their long-term goals and help protect the future of their families.
Licensed in both Florida and Georgia, Keith brings a disciplined, service-oriented approach to every client relationship, shaped by his years of service in the U.S. Air Force. Keith believes trust is earned through service, honesty, and always putting people first - values that continue to guide every client relationship today.
His approach is simple:
- Educate first
- Communicate clearly
- Help clients make informed decisions that align with their goals and values
Whether you're preparing for retirement, protecting your loved ones, or thinking about the legacy you want to leave behind, Keith is committed to helping you understand your options and move forward with confidence.
Why Families Choose Summerlin Benefits Consulting
Education Before Decisions
We believe understanding your options is the foundation of making confident retirement decisions. That's why we take the time to explain concepts clearly, answer questions, and provide education that helps you move forward with greater confidence and peace of mind.
Safety-First Planning
As retirement approaches, protecting what you've worked hard to build can become just as important as growing it. Our approach focuses on helping you explore strategies designed to provide greater stability and help you feel more confident about your future retirement.
Personalized Guidance
No two retirements are alike. We take the time to understand your goals, concerns, and priorities so we can provide personalized guidance and ongoing support tailored to your unique situation and help you move forward with greater confidence and clarity.
Answers to Common Retirement Questions
If you're approaching retirement, chances are you've been asking some of the same questions we hear from families every day. Here are a few answers to help you better understand your options and move forward with confidence.
How do I know if I'm financially ready to retire?
Retirement readiness involves more than reaching a certain age or savings goal. It means understanding whether your savings, Social Security benefits, and other income sources can support the lifestyle you want throughout retirement.
It's also important to consider healthcare expenses, inflation, taxes, and how long your savings may need to last. Taking time to understand these factors can help you make informed decisions and move into retirement with greater clarity and confidence.
Will my retirement savings last as long as I do?
One of the biggest concerns for many retirees is making sure their savings last throughout retirement. Factors such as spending habits, market performance, inflation, healthcare costs, and life expectancy can all impact how long your assets may last.
While no one can predict the future, understanding your options and exploring personalized retirement income strategies can help you prepare for the years ahead and move forward with greater confidence and peace of mind.
How can I protect my retirement savings from market downturns?
As retirement approaches, many people become more concerned about protecting what they've worked hard to build. While every situation is different, there are strategies that may help reduce exposure to market volatility and provide greater stability.
The right approach depends on your goals, retirement timeline, income needs, and comfort level with risk. Understanding your options can help you make informed decisions about how much risk you're willing to take while preparing for retirement.
When should I start taking Social Security?
Deciding when to begin taking Social Security is one of the most important retirement decisions you'll make. Claiming benefits too early or waiting longer can significantly affect the amount of income you receive throughout retirement.
The right timing depends on several factors, including your health, income needs, marital status, and overall retirement goals. Taking the time to understand your options can help you make an informed decision that supports your long-term financial well-being.
How does Medicare fit into my retirement?
Healthcare is one of the largest expenses many retirees will face, and understanding Medicare is an important part of preparing for retirement. Enrollment timelines, coverage options, and out-of-pocket costs can all affect your overall retirement picture.
Taking the time to learn how Medicare works and how healthcare costs may impact your future can help you prepare more confidently and avoid unexpected surprises later in retirement.
What should I do with my old 401(k)?
When you leave an employer or retire, you may have several options for your old 401(k). Each choice comes with different considerations related to taxes, fees, investment options, and access to your money.
Before making a decision, it's important to understand the choices available and how they may fit with your retirement goals. Exploring your options carefully can help you make an informed decision and feel more confident about the future.
How can I create dependable retirement income?
One of the biggest questions retirees face is how to turn their savings into income that can support their lifestyle throughout retirement. Creating reliable income often involves coordinating multiple sources, including Social Security, personal savings, and other retirement assets.
Understanding how these income sources work together can help you explore strategies designed to provide greater stability and give you more confidence about your financial future.
What mistakes should I avoid before retiring?
Preparing for retirement involves many important decisions, and even small mistakes can have long-term consequences. Common concerns include retiring too early, underestimating healthcare costs, taking unnecessary risks, or claiming Social Security without understanding all the options available.
Taking time to educate yourself and understand your choices can help you avoid common pitfalls and move into retirement with greater clarity, confidence, and peace of mind.
How do I know if I have saved enough for retirement?
Many people approaching retirement wonder whether they have saved enough to support the lifestyle they envision. The answer depends on a variety of factors, including your expected expenses, income sources, healthcare costs, and how long your retirement may last.
Rather than focusing on a specific number, it's often more helpful to understand how your savings and income sources may work together to support your goals and provide greater confidence about the future.
How can I leave a legacy for my family?
For many families, retirement is about more than income—it's also about protecting loved ones and leaving a meaningful legacy. Planning ahead can help ensure your wishes are understood and that the assets you've worked hard to build are passed on according to your goals.
Depending on your situation, strategies such as beneficiary planning and life insurance may help provide financial protection for your loved ones, support your legacy objectives, and create a lasting impact for future generations. Understanding your options can help you move forward with greater confidence and peace of mind.
Learn more about our Insurance Services and how life insurance strategies may help protect your family and support your legacy goals.
Hear From Families We Serve
Hear directly from clients about their experience working with Summerlin Benefits Consulting and how personalized guidance helped them plan for retirement with greater confidence.
SBC looks out for their clients... you and your money. They treat you like a member of the family. My husband and I have been clients for years and have nothing but good things to say.
~ Judy O.
Wish I knew about Summerlin Benefits sooner. They opened my eyes to a whole new world. Love them and will not hesitate to tell my friends.
~ Atim I.
I’m beyond satisfied with Summerlin Benefits Consulting. The relationship feels personal, which is something I never had with my previous planner. They truly treat you like a person, not a number, and tailor everything to your needs. I also love how accessible they are! No long waits or random associates, just a small team, with a proven track record, that aims to know you and your needs!
~ Tiara P.
What to Expect When Working With Us
Educational Seminar
Many families begin by attending one of our complimentary educational seminars. These events are designed to help you better understand retirement concepts, explore available strategies, and determine whether a conversation with our team makes sense for your unique situation and goals.
Personal Retirement Review
Next, you'll meet one-on-one with our team to discuss your goals, concerns, and retirement priorities. Together, we'll review your current situation, answer your questions, and help you better understand your options so you can move forward with greater confidence and clarity.
Strategy & Implementation
If we determine that a strategy is appropriate for your needs, we'll walk you through your options and assist with the necessary paperwork and account setup. Our team will guide you through each step of the process and help coordinate any required transfers.
Review & Education
Once everything is in place, we'll meet with you to review your strategy, explain important details, and ensure you understand how everything works. You'll leave with the information and resources you need to feel comfortable and confident moving forward.
Ongoing Support
Retirement is a journey, and we're committed to being a resource along the way. We provide ongoing support, answer questions as life changes, and continue helping you understand your options so you can move forward with confidence and peace of mind.
Serving Northeast Florida and Coastal Georgia
Summerlin Benefits Consulting proudly serves pre-retirees, retirees, and their families throughout Northeast Florida and Coastal Georgia, including Jacksonville, Fernandina Beach, Amelia Island, Yulee, Orange Park, St. Simons Island, Brunswick, and St. Marys.
Whether you're approaching retirement or already enjoying retirement, our team is committed to helping you protect what you've worked so hard to build. Through education, personalized guidance, and a safety-first approach, we help clients understand their options and move forward with greater confidence and peace of mind.
Clients can meet with us at our main office in Yulee, as well as by appointment at our satellite offices in Jacksonville, Orange Park, and St. Simons Island.
Ready to Talk About Your Retirement?
Whether you're preparing to retire in the next few years or already enjoying retirement, we're here to help you understand your options and move forward with greater confidence and peace of mind.
No pressure. No obligation. Just a conversation about your goals and concerns.
