Year-End Financial Planning: Securing Your Future This Holiday Season
As the year winds down and we gather with loved ones, it's the perfect time to reflect on what truly matters, and to act on securing your financial future. At Summerlin Benefits Consulting, we help clients build comprehensive strategies using three essential tools: annuities, professionally managed assets (AUM), and Fixed Indexed Universal Life Insurance (FIUL).
Annuities provide reliable income streams that you cannot outlive. We offer fixed annuities with guaranteed rates and fixed indexed annuities that protect your principal while offering growth potential tied to market indexes. We analyze your retirement income needs and existing resources to determine the right annuity type, funding amount, and payout structure. Our goal is to ensure you have reliable cash flow throughout retirement without worrying about market volatility.
Our Assets Under Management (AUM) service means we actively manage your investment portfolio, handling everything from initial strategy development to ongoing rebalancing and performance monitoring. We assess your risk tolerance and financial goals, then construct and actively manage a diversified portfolio tailored to your needs. You receive transparent reporting and regular reviews, with strategic adjustments as markets evolve and your life changes.
Fixed Indexed Universal Life (FIUL) provides both life insurance protection for your family and tax-free cash value growth linked to market index performance, without direct market risk. It offers flexibility to adjust premiums and access funds during your lifetime. We evaluate your life insurance needs and income objectives to determine if FIUL fits your strategy. We help structure policies for optimal coverage and cash value growth, explaining when and how to access funds for retirement or other needs.
This holiday season, give yourself the best present, a sense of financial clarity:
- Schedule a complimentary consultation to review your current situation
- Evaluate your retirement income gap—will Social Security and savings be enough?
- Review your investment portfolio performance and consider professional management
- Assess your life insurance coverage—would your family be financially secure?
Need help developing your action plan? Summerlin Benefits Consulting provides our clients with:
Specialized Expertise: We focus specifically on annuities, managed investments, and life insurance strategies, giving us deep knowledge in these critical areas.
Personalized Plans: Every client receives a customized strategy based on their unique goals—no cookie-cutter solutions.
Ongoing Partnership: We provide continuous support and adjustments as your needs evolve, ensuring your plan stays on track.
Our Process:
- Comprehensive financial assessment
- Gap analysis and strategy development
- Product selection and implementation
- Regular reviews and adjustments
Contact us today to schedule your consultation and start the new year with confidence! Let's discuss your goals and create a comprehensive strategy using annuities, professional asset management, and FIUL products tailored to your needs.
