It's never too early to start thinking about retirement. It comes up on you fast, and when you are focused on working and living your life from day to day, it's easy to forget about it and neglect to prepare. But that would be a major mistake.

Using a health insurance agent or broker to help you quickly find your next policy is a huge help. But you want to come to the conversation fully prepared. After all, coming unprepared could mean having to "get back to you later" on that with more information OR a long, stop-and-start call.

It goes without saying that your workforce is eminently diverse, and with that diversity comes a corresponding diversity in the kind of employee benefits they would most prefer. The answer is clear: a benefits package that is only intrinsically valuable but that is also broad and variegated so as to cater to diverse needs and preferences. 

Perhaps, you are suddenly without health insurance and fear you may just have to wait till next year to get coverage. Not so! There are options available all year long.

Open enrollment for 2020 health insurance coverage only lasts a month and a half in most states - and given the complexity of these kinds of decisions, it always pays to start the research process as early as possible.

There are many valuable features to Fixed Indexed Annuities.  They are an important financial tool that should be a part of your retirement plan though not necessarily the whole plan. 

There are still tens of millions of Americans who have no health insurance at all, and many more have only an inadequate policy. If driving on our nation's highways uninsured or under-insured as to auto insurance is dangerous - going day to day without health coverage is just as dangerous, if in different ways.

Shopping for health insurance is more complicated than ever before, and the constantly shifting health insurance legislation and market forces mean that even experienced shoppers have to learn new things every year.

If you have a preexisting condition, routinely have high healthcare costs each year, or are getting "old and fragile" enough that going without health coverage is unthinkable - we don't have to convince you of the need to invest in a good health insurance policy.

With so many other concerns pressing in on you and your business, it is easy to forget about providing a top-tier employee benefits package to your workers. The conventional wisdom in some circles seems to be that benefits don't really matter.