Health insurance has become a virtual necessity in today's economy - and a legal requirement. The question is not so much whether to get health coverage but which type of policy to purchase. But how do you know which policy is right for you?

Preparing for retirement today is, in some ways, more complicated and difficult than ever before. Few simply plan on moving in with their children during their golden years - and most people want more out of retired life than just "getting by" on the "bare necessities."

The legal, organizational, employee relations, and employee benefits aspects of running your small to medium-sized enterprise (SME) are quite complex in the modern US business environment. Very few SMEs can afford a full-fledged, full-time human resources department, and a small scale or one-employee HR approach may not always be adequate.

With tens of millions of US adults over the age of 65 and more health insurance options than ever before, it's the perfect time for today's seniors to use an experienced health insurance agent when selecting a new policy.

There are many good reasons to rely on an experienced health insurance agent when you go to sign up for a new health policy, but one of the most exciting to most people is undoubtedly the way an agent can help them save money.

When you have children, anxiety over getting a good health plan for them can be great. You may not be sure what options are available or if you can afford to ensure every member of your family, regardless of age. 

It's no secret that healthcare costs in the US keep on rising with every passing year - just like all prices on everything keep on going up. There is no reason to expect the year 2020 to be any different in this respect.

There is a lot of talk among those preparing for retirement these days about fixed index annuities (FIAs), and there is also a lot of confusion. In part, it's easy to get lost in the jargon. On the other hand, "propaganda" both pro and con concerning FIAs can sometimes be misleading.

One of the keys to growth for your business as we go into a new year and a new decade is to successfully compete for top-of-industry talent. And today, applicants look for far more than just a good basic compensation agreement - they also demand a great employee benefits package.

It's one thing to name the various items you might want to include in your retirement portfolio, but let’s focus for a moment, on a broader view of possible strategies.