Insurance That Gives You The Best Chance of Making it Through the Worst Times
Health care costs are skyrocketing and a sudden diagnosis can cripple a family financially. That's why it's important to be prepared with critical illness insurance.
Here's how we can help...
There's nothing worse than finding out that you or a loved one has a critical illness. The immediate shock and uncertainty are bad enough, but then comes the enormous financial burden that illness can place on a family. Serious illness cannot always be prevented, but it can certainly be prepared for. At Summerlin Benefits Consulting we offer individuals critical illness insurance to supplement existing health coverage and provide cash to help with the costly expenses associated with long-term illness.
Health Insurance Isn't Always Enough
Unfortunately, health insurance doesn't cover many expenses associated with cancer or other critical illnesses. Things such as surgeries, extended hospital stays, experimental treatments are all subject to health plan deductibles and can all leave you with prohibitive out of pocket costs. As if the cost itself wasn't enough, you'll likely be suffering from reduced income due to missing work. You want the best care possible but with the high cost of treatments today, you'll need help.
Critical Illness Insurance Fills In The Gaps
Critical illness insurance is a supplement to your existing health coverage and provides a lump sum cash upon being diagnosed with certain illnesses. This cash can then be used in the ways you deem most appropriate. For example:
Critical illness insurance takes care of the things that are equally important to your recovery, but that health insurance wouldn't normally cover.
Don't Get Caught Unprepared
Serious illness can strike when you least expect it, and it isn't a given that you'll have your good health when you wake up tomorrow. It's important that you don't wait until you are diagnosed with a critical illness to obtain insurance because by then it could be too late. Most supplemental insurance plans have strict underwriting requirements and will not provide coverage to those with pre-existing conditions. By starting the process early you can ensure you have the best shot at being prepared when the time comes.
Health Insurance Isn't Always Enough
Unfortunately, health insurance doesn't cover many expenses associated with cancer or other critical illnesses. Things such as surgeries, extended hospital stays, experimental treatments are all subject to health plan deductibles and can all leave you with prohibitive out of pocket costs. As if the cost itself wasn't enough, you'll likely be suffering from reduced income due to missing work. You want the best care possible but with the high cost of treatments today, you'll need help.
Critical Illness Insurance Fills In The Gaps
Critical illness insurance is a supplement to your existing health coverage and provides a lump sum cash upon being diagnosed with certain illnesses. This cash can then be used in the ways you deem most appropriate. For example:
- Paying for treatment
- Funding a change in lifestyle
- Making up for lost income
- Paying for childcare
- Paying for transportation to medical facilities
Critical illness insurance takes care of the things that are equally important to your recovery, but that health insurance wouldn't normally cover.
Don't Get Caught Unprepared
Serious illness can strike when you least expect it, and it isn't a given that you'll have your good health when you wake up tomorrow. It's important that you don't wait until you are diagnosed with a critical illness to obtain insurance because by then it could be too late. Most supplemental insurance plans have strict underwriting requirements and will not provide coverage to those with pre-existing conditions. By starting the process early you can ensure you have the best shot at being prepared when the time comes.
Retirement Income Protection
Protect your retirement nest egg to ensure you do not outlive your income. Retirement income protection will help you make the right decisions for your future.
Health Insurance
These days, getting insured can be a stressful experience. That's why you should find someone qualified who can navigate the market maze and bring back the perfect coverage.
Dental and Vision Insurance
Dental and vision insurance is often an overlooked aspect of health care as plans can be costly and come with fine print, but it pays off to take care of your eyes and your teeth.
Life Insurance
We all want our families to be taken care of after we're gone, but it's hard to save for something so unpredictable. That's why it's important to have a plan.
Medicare Support
Transitioning to Medicare is hard. Decisions carry great weight and the market is inundated with salesmen. That's why you need Medicare support from a trustworthy source.
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We were founded to help make a difference in the financial and insurance industries.Regardless of your need, if you are looking for an experienced advisor that you can trust, we hope you will consider Summerlin Benefits Consulting as your partner of choice.
"I appreciate everything you all have done and am so thankful for people with such wonderful business ethics, I will be happy to recommend you to friends and family!" |
