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It's one thing to name the various items you might want to include in your retirement portfolio, but let’s focus for a moment, on a broader view of possible strategies.
Last time, we looked at a certain class of employee benefits that might be called "fringe benefits" or "perks." These tend to be shorter-term benefits that are valuable and attractive to workers, but the best benefits package needs to be balanced.
Open enrollment for marketplace health insurance plans for 2020 started on the first of November of 2019, but in most states, it only continued to run until December 15th. Depending on when you read this, there still may be time to enroll!
When it comes to strategies designed to help bolster your eventual retirement income, the eternal dilemma is whether to choose a safe, guaranteed option that yields lower returns or one that has greater earning potential but carries high risks. The great thing about fixed index annuities (FIAs) is that they act as a "middle option" that avoids this quandary.
You may have received a letter from your current health insurance company saying you will be automatically signed up for 2020 coverage, while also receiving a letter or emails from healthcare.gov saying you need to sign up again this year.
The open enrollment period for 2020 has already started, but you still may have time to enroll if you get ready and do it before 15 December. (In some states, enrollment periods may continue for even longer.)
In recent years, fixed index annuities (FIAs) have become more popular than ever and, at the same time, have moved to the center of controversy among investment-minded individuals.
Employee benefits cover a wide range of possibilities, and there are several ways to classify them, but one of the most important benefits as traditionally classified is called "fringe benefits."
When in the midst of your "working years," focused on paying bills and making ends meet, it would be easy to forget about long term needs like retirement income. And even when you have the foresight to form a basic retirement plan, there are many factors that are easy to overlook and that could become potential financial pitfalls in the long run.
It's that time of year again - open enrollment for the health insurance marketplace. Those who went through 2019 without any coverage will be preparing to change their uninsured status, while those who already have a health plan will be working to keep it or switch to a better one.