Get Insured Faster With A Health Insurance Agent

It's that time of year again - open enrollment for the health insurance marketplace. Those who went through 2019 without any coverage will be preparing to change their uninsured status, while those who already have a health plan will be working to keep it or switch to a better one.

​Given the time limits put on enrollment, getting through the sign-up process sooner rather than later is important. And for those who want to speed up the search and the application process, a health insurance agent can be a great help.

5 Ways A Health Insurance Agent Can Assist You
There are many good reasons to use the services of a professional health insurance agent. An independent agent or broker can be your bridge to a better health plan - and it doesn't have to take that long or bust your budget.

Here are the most important five benefits of using an agent this year during open enrollment:

1. Faster & more convenient. Given the right information, health insurance agents can quickly assess your ideal policy and target their search for exactly that. An agent has all the tools at their fingertips and knows exactly how to locate your best options and get you through the application process in a minimal amount of time and hassle-free.
2. A custom-built plan. Your agent will listen carefully to your health insurance needs and preferences and work to customize you a plan you'll be satisfied with. Independent agents/brokers can give you advice without the restrictions imposed on marketplace navigators or agents who work for an insurance company.
3. Save The Most Money Possible. An agent will also specialize in finding you a plan that is affordable and ensuring you get your maximum subsidy and any other savings that may apply. It's easy to miss out on savings or needlessly overspend when you try to choose a plan on your own. And since agents are free to use, you risk nothing by using one.
4. Don't Be Confused By Insurance Terms. Health insurance involves numerous terms and specialized rules that may be unfamiliar to most people. A misunderstanding could be quite costly, but a health insurance agent can steer you safely around these potential pitfalls.
5. Rely On Your Agent Going Forward. Another benefit an agent can offer you is just being there to help answer any future questions you may have or to help you if you ever need to file a claim.

Don't Delay Enrollment & Risk Going Uninsured
Around open enrollment time, you only have a month and a half to select a plan and go through the application process. Six weeks may sound like plenty of time, but when you aren't already familiar with the system and aren't yet sure exactly what you are looking for, the days can slip by fast without "getting it done."

The dangers of going without health insurance in 2020 are too great to ignore. While you could still get temporary health insurance or a secondary plan like accident insurance, missing the deadline would be a major disaster. With help from your agent, you can get it taken care of in one day, even in less than an hour.

To talk to a service-oriented health insurance agent who can help you locate and enroll for your preferred plan, contact Summerlin Benefits Consulting today!