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There is a lot of talk among those preparing for retirement these days about fixed index annuities (FIAs), and there is also a lot of confusion. In part, it's easy to get lost in the jargon. On the other hand, "propaganda" both pro and con concerning FIAs can sometimes be misleading.
When it comes to strategies designed to help bolster your eventual retirement income, the eternal dilemma is whether to choose a safe, guaranteed option that yields lower returns or one that has greater earning potential but carries high risks. The great thing about fixed index annuities (FIAs) is that they act as a "middle option" that avoids this quandary.
In recent years, fixed index annuities (FIAs) have become more popular than ever and, at the same time, have moved to the center of controversy among investment-minded individuals.
Preparing and taking action ahead of time is key when laying the groundwork for your future retirement income. Part of that process is to make sure that a portion of your retirement nest egg is safe from market loss but it’s also just as important to make sure you will continue to earn a reasonable rate of return on your safe money.