We all have to plan ahead financially for our retirement years or face the unpleasant consequences of not planning ahead. But today, there are so many different retirement strategies touted in the public square that it can be hard for the uninitiated to decipher which approach is truly best.

When most people think of retirement planning, they tend to immediately gravitate towards stocks and bonds, but there are many other viable options. One of these that is lesser known but gaining rapidly in popularity is called a fixed index annuity (FIA) fund.

When considering what kinds of employee benefits to offer, you may not have immediately thought of financial wellness programs. Yet, these are among the most popular, high-engagement programs that employees benefit from in the business world.

Recent studies show that "financial wellness" programs are on the rise in the business world, with some 84% of companies offering such programs and most employees being very concerned about their financial well being.