Technically, you can buy health insurance anytime of year - but there are many plans that are only available during open enrollment or during a special enrollment period if you qualify for one. The open enrollment clock is already ticking away for 2019 coverage - here's what you need to know.

In today's business world, employees are looking for more than just a salary and reasonable job security with full-time work hours. They are also keeping a keen eye on the benefits packages that are offered by employers.

As benefits open enrollment is underway, or getting ready for the next time it is, you want to manage the process in such a way as to create a lasting positive impression on your employees.

It's always in-season to talk to your employees about their benefits package, or to prospective new employees about the "perks" they can receive by working for your company. But open enrollment comes only once a year, and that is the time when your workers will be most interested in hearing about all the benefits you have to offer them. 

In today's competitive job market, employers need to offer strong benefits packages in order to attract and retain top talent. Offering health insurance coverage that extends to the employee’s spouse and dependent children is a perk that will make your company more desirable to work for.