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There are many good reasons to rely on an experienced health insurance agent when you go to sign up for a new health policy, but one of the most exciting to most people is undoubtedly the way an agent can help them save money.
When you have children, anxiety over getting a good health plan for them can be great. You may not be sure what options are available or if you can afford to ensure every member of your family, regardless of age.
It's no secret that healthcare costs in the US keep on rising with every passing year - just like all prices on everything keep on going up. There is no reason to expect the year 2020 to be any different in this respect.
There is a lot of talk among those preparing for retirement these days about fixed index annuities (FIAs), and there is also a lot of confusion. In part, it's easy to get lost in the jargon. On the other hand, "propaganda" both pro and con concerning FIAs can sometimes be misleading.
One of the keys to growth for your business as we go into a new year and a new decade is to successfully compete for top-of-industry talent. And today, applicants look for far more than just a good basic compensation agreement - they also demand a great employee benefits package.
It's one thing to name the various items you might want to include in your retirement portfolio, but let’s focus for a moment, on a broader view of possible strategies.
Last time, we looked at a certain class of employee benefits that might be called "fringe benefits" or "perks." These tend to be shorter-term benefits that are valuable and attractive to workers, but the best benefits package needs to be balanced.
Open enrollment for marketplace health insurance plans for 2020 started on the first of November of 2019, but in most states, it only continued to run until December 15th. Depending on when you read this, there still may be time to enroll!
When it comes to strategies designed to help bolster your eventual retirement income, the eternal dilemma is whether to choose a safe, guaranteed option that yields lower returns or one that has greater earning potential but carries high risks. The great thing about fixed index annuities (FIAs) is that they act as a "middle option" that avoids this quandary.
You may have received a letter from your current health insurance company saying you will be automatically signed up for 2020 coverage, while also receiving a letter or emails from healthcare.gov saying you need to sign up again this year.