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Perhaps, you are suddenly without health insurance and fear you may just have to wait till next year to get coverage. Not so! There are options available all year long.
It's late enough in the year to already start thinking and planning in regard to 2020 coverage, but it's not too late to grab some insurance for this year too.
Your Options For 2019 Health Insurance Coverage
There are many reasons someone might be looking for health insurance in the last quarter of the year.
Maybe you went without all year but suspect you might have more medical expenses during the last few months. Or maybe you lost your job which had provided your health coverage up till now. It could even be that life changes like moving, getting hired for a higher-risk job, or having a baby or adopting a child are motivating you to search "late" for 2019 health insurance.
You still may have some options for 2019 - here are the main ones to think about:
Why not kill two birds with one stone, as they say, and acquire your 2019 coverage at the same time you plan ahead for 2020. Talk to an experienced insurance agent who can give you advice to mull over as open enrollment for 2020 approaches.
Open enrollment will run from 1 November through 15 December in most states - but some states give you extra time. If you missed it last year, be proactive to prevent that from happening again!
Rules are always changing and insurers are always changing up their offerings from year to year - but there will be little if anything an insurance agent can't give you a head's up about only a few months from next year. You may want to continue your coverage with your choice for 2019 insurance into 2020 - if so, a professional agent can explain to you what you have to do to make that happen.
For help with all your health insurance needs, whether for this year or the one coming up soon, talk to the experts at Summerlin Benefits Consulting. We can explain all of your options and help you make an informed decision you won't regret.