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It's one thing to name the various items you might want to include in your retirement portfolio, but let’s focus for a moment, on a broader view of possible strategies.
Last time, we looked at a certain class of employee benefits that might be called "fringe benefits" or "perks." These tend to be shorter-term benefits that are valuable and attractive to workers, but the best benefits package needs to be balanced.
Open enrollment for marketplace health insurance plans for 2020 started on the first of November of 2019, but in most states, it only continued to run until December 15th. Depending on when you read this, there still may be time to enroll!
When it comes to strategies designed to help bolster your eventual retirement income, the eternal dilemma is whether to choose a safe, guaranteed option that yields lower returns or one that has greater earning potential but carries high risks. The great thing about fixed index annuities (FIAs) is that they act as a "middle option" that avoids this quandary.
You may have received a letter from your current health insurance company saying you will be automatically signed up for 2020 coverage, while also receiving a letter or emails from healthcare.gov saying you need to sign up again this year.