In today's highly competitive business environment, hiring and retaining top talent on your workforce is critical to your overall growth and success. And yet, high employee turnover (low employee retention) is a disease that seems to persistently plague even some of the best companies.

Small to medium sized businesses need to offer valuable employee benefits packages to attract and retain top talent. But it's not always easy to know which benefits to offer or to find the time to run annual open enrollment periods plus ongoing administration processes.