Although there is a myriad of hyper-specific types of life insurance policies on the market today, there are really only two major basic types: term life and whole life.

A good health insurance agent can make a huge difference in helping you select the best possible fit when it comes to health insurance. Their well honed expertise can get you the coverage level you need for less and save your out-of-pocket spend in the year ahead.

In 2018, the healthcare landscape has been shaken up, without congress even repealing the ACA. Since the beginning of this year, the Trump administration has reestablished both short-term medical plans and association health plans in the US market. Each of these plan options give consumers more choices and flexibility for obtaining healthcare coverage.  

Aside from ordinary wages, workers in today's US economy are looking for valuable non-wage compensation in the form of various employee benefits. Last time, we divided all employee benefits into three basic classes: legally required, basic, and elective. Here, we want to delve into the variety of different benefits that can be part of a full-fledged benefits package that will attract and retain top talent.

Anyone looking for the best value on the dollar for their annual health care expenses needs to start by finding a health insurance policy that meets their needs at cost which is affordable to them.