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The large majority of US adults have multiple cavities, suffer from some form/level of periodontal disease, or have another major dental needs. And yet, most people fail to protect themselves with dental insurance before they get hit with hundreds or thousands of dollars in dental bills.
We all have to plan ahead financially for our retirement years or face the unpleasant consequences of not planning ahead. But today, there are so many different retirement strategies touted in the public square that it can be hard for the uninitiated to decipher which approach is truly best.
Over the course of the years, health insurance has gotten better in many ways, but one thing is for sure - it has also grown gradually more and more complicated.