If you talk to your employees about the benefits that they would value the most, financial wellness is bound to come up. In today’s economy your employees are thinking about financial goals, whether it's purchasing a home, putting money aside for their children's education, or making ends meet now. There is a definite need for financial wellness programs, and implementing one will allow an employer to provide resources that will help employees overcome personal finance challenges.

Employee recruiting continues to be challenging as our improving economy means more companies are hiring. With the increased competition to win over top talent, many employers are getting creative with how they attract and retain employees. However, no perk or incentive will outweigh the value of your employer brand.

If you made a business plan at the start of 2017, increasing employee engagement should have been part of your strategy. When you're able to successfully engage your employees, they'll be more productive in the workplace, leading to increased profitability. Also, engaged employees are less likely to leave your company for another job, helping your business to retain its top talent.

In today's competitive job market, employers need to offer strong benefits packages in order to attract and retain top talent. Offering health insurance coverage that extends to the employee’s spouse and dependent children is a perk that will make your company more desirable to work for.