Since the passage of ACA, health insurers in the US have been required to cover preexisting conditions, prenatal care, and a number of other "essential benefits". And this might give the impression to some that, basically, everything is covered and has to be by law. But that is not at all the case.

Looking for a new life insurance policy? If you aren't already familiar with the details and terminology of the industry, you begin with a significant disadvantage. Easy fixes to that disadvantage include diligent research and targeted discussions with an experienced life insurance broker.

Looking for a new health plan mid-year in 2019? Choosing a plan during open enrollment is difficult enough, but finding your best health insurance policy during another part of the year can be even more challenging. This is exactly the situation where the assistance of a professional health insurance agent is indispensable.

Bolstering the appeal of your business to potential new workers is a two-way street. Both employees and employers stand to benefit from a smartly developed and creatively deployed benefits package.

Did you know that there is more to choosing the right health insurance policy than just the basics, like considering premiums, deductibles, copayments, and coinsurance? More and more, health insurers are providing extra "perks" to give themselves the edge over their competition and attract more customers.