Everyone wants great employee benefits - it's a huge part of how many modern job-seekers choose one employer over the competitors. But the difficulty lies in the fact that one employee's "perfect" benefit is another employee's "not worth it" option.

Health insurance has become a virtual necessity in today's economy - and a legal requirement. The question is not so much whether to get health coverage but which type of policy to purchase. But how do you know which policy is right for you?

Preparing for retirement today is, in some ways, more complicated and difficult than ever before. Few simply plan on moving in with their children during their golden years - and most people want more out of retired life than just "getting by" on the "bare necessities."

The legal, organizational, employee relations, and employee benefits aspects of running your small to medium-sized enterprise (SME) are quite complex in the modern US business environment. Very few SMEs can afford a full-fledged, full-time human resources department, and a small scale or one-employee HR approach may not always be adequate.

With tens of millions of US adults over the age of 65 and more health insurance options than ever before, it's the perfect time for today's seniors to use an experienced health insurance agent when selecting a new policy.