Blog
It's our experience and expertise working for you.
February 2020
January 2020
December 2019
November 2019
October 2019
September 2019
August 2019
July 2019
June 2019
May 2019
April 2019
March 2019
February 2019
January 2019
December 2018
November 2018
October 2018
September 2018
August 2018
July 2018
June 2018
May 2018
April 2018
March 2018
February 2018
January 2018
December 2017
November 2017
October 2017
September 2017
August 2017
April 2017
Why should you prefer to use a professional health insurance agent when selecting your next health insurance policy as opposed to simply "going it alone" or maybe, at most, directing a few questions at an online healthcare navigator? There are probably dozens of reasons we could list in answer to that question, and everyone's priorities with health insurance and healthcare will differ to an extent, but here are seven of the best reasons why using a health insurance agent or broker makes sense:
1. Health Insurance Today Is Very Complex Even before the Affordable Care Act and the subsequent revisions and changes made to it during both the Obama and Trump administration's, health insurance was already quite complex in the US. Today, it's only gotten more difficult to understand as a host of special rules and exceptions have come to apply. Plus, the very terminology used is unfamiliar to many, making it even harder to navigate the system on your own. 2. Insurance Laws Are Constantly Changing Even if you learn the "ropes" of modern health insurance, the fact is, both state and federal laws and new directions taken by insurance companies are constantly updating the situation. A professional insurance agent will keep up with these changes and inform you of the ones that are relevant to you. 3. Finding The Best Overall Plan Health insurance agents are adept at taking their extensive market knowledge, and knowledge of particular companies and plan-types, and matching them to the needs of real people. They will not only know how to answer your questions but how to ask you the questions that will help reveal how to customize a plan that best fits your needs and budget. 4. Help With Supplemental Health Insurance If the way the general health insurance market works can be confusing, it's even more difficult to figure out which types of supplemental or short-term policies are worthwhile in a particular situation. But health insurance agents have in depth knowledge and experience in this area too. 5. Not Tied To One Entity Health insurance agents are often independent of any one insurer and are also authorized to recommend plans both on and off the exchange. This gives them the flexibility to truly serve you without restriction. That's just not true of government navigators or company-bound agents. 6. Save Time & Stress An agent will do all the research for you and bring it to your attention and consideration. He or she will also guide you step by step through the whole process of choosing a health plan in an efficient manner. In the end, you'll be done faster, less stressed out, and end up with better results! 7. Long Term Assistance You may think that a health insurance agent's job is done once he sells a plan and sets up the coverage, but that's not the case at all. In reality, the agent who helped you locate your insurance policy will also be able to assist you with filing claims, solving any issues that later come up, and in renewing or changing the policy next year. The rigorous training and licensing process that professional independent health insurance agents go through uniquely equips them to be optimally helpful, flexible, and reliable to the average person seeking health insurance coverage. To speak to a dedicated health insurance agent, contact Summerlin Benefits Consulting today! |